Mike’s Real Estate Show

Here are some tips I just recieved from  noted Financial Planner and lecturer Chris Bird:

* Do Not Call Lists: Yes we’ve all heard of these but have you DONE something about it? Go to: www.donotcall.gov and get banish annoying calls from your life–but be nice to the Realtors out there!!

* Have you been getting way to many “pre-aproved” credit card mailings!? I do! Call this number and take yourself OFF of their lists: 888-567-8688.

* Junk Mail: Do you wince like me when walking by a tree as you cart bundles of junk mail to the recycle can? Then go to: www.dmaconsumers.org which will take you off the carrier sort mail–the biggest junk mail tool!

* Here are other tips Chris reccomends: Purchase a Shredder–a big one! One that does CD’s also–not just paper.

*Order a Credit report from the big three: Experian, Equi-Fax, and Transamerica.

*Big TIP of the DAY! Include a “consumer Statement” on credit files: Big Action Plan for you! Include the following phrase: “For any credit requested under Social Security number:_____________(put your Soc.Sec# there), (your name)________________, please contact me at:___________________(give a reachable day time phone number).” Send it to all the big three credit reporting agencies: Experian, Equi-Fax, and Transamerica. You can get these all on line!

Send it to the following companies:

The three major credit bureaus may be contacted directly at:

Equifax     
P.O. Box 740241
Atlanta, GA 30374
800-685-1111
 
TransUnion
P.O. Box 1000
Chester, PA 19022
800-888-4213
 
Experian
P.O. Box 2002
Allen, TX 75013
1-888-EXPERIAN
(1-888-397-3742)
 
Innovis Data Solutions
Post Office Box 219297
Houston, TX 77218-9297
800.540.2505
877-INNOVIS

Innovis is the new kid on the block but get them that statement also!!