Mike’s Real Estate Show

Rates as of 10/19/07    

Now is a great time to purchase a home or investment property!  With so much to choose from, and rates still low!  Ask me how to finance your deals!

Today’s rates quoted are a small sample of current rates.  Give me a call for more information about different rates, loan products and requirements!         (707) 284-2718

Conforming                 fully amortized                        interest only

30 year fixed               6.25%                                    6.50%

3/1 ARM                     5.875%                                   6.125%

5/1 ARM                     6.00%                                    6.125%

7/1 ARM                     6.25%                                    6.375%

10/1 ARM                   6.375%                                  6.50%

Jumbo                          fully amortized                        interest only             
30 year fixed               7.125%                                    7.125%                        

3/1 ARM                     6.75%                                     7.00%                      

5/1 ARM                     6.625%                                    6.625%                       

7/1 ARM                     6.75%                                     6.75%                        

10/1 ARM                   6.875%                                   7.00%                        

Flexible Hybrid ARMS, Option ARMS and 100% financing products are available!  Give me a call for details and options!
Here’s the fine print:

Conforming limit is $417,000.00.  Rates assume impound account set up and assumes loan to value (LTV) no more than 80%.  Funds to be used for purchase.  Cash out refinances may incur higher rates.  Rates quoted with a 30 day lock.  Subject to qualifying borrowers and properties.  Rates quoted for fully documented loans.  Rates are as of 10/19/07 and are subject to change.  Unless indicated, rates are quoted WITHOUT points, unless otherwise noted.  Borrowers (and/or sellers) may buy down the rate.  Each application is evaluated on an individual basis.  There may be better suited programs for borrowers the may offer better rates/terms as well as options for non-qualifying borrowers.

Alicia Hodenfield

Investors Trust Mortgage

(707) 284-2718 direct line

alicia@investorstrust.com

www.aliciahodenfield.com <http://www.aliciahodenfield.com/>

Licensed by California DRE #01104067/Salesperson License #01501465

“We must learn to live together as brothers or perish as fools.” — Martin Luther King, Jr.

Oh by the way, if you know of someone thinking of purchasing or refinancing a home, who would appreciate the kind of service I offer, I’d love to help them.  As these people come to mind, just give me a call with their name and number.  I will be happy to follow up and tend to their real estate financing needs.