Mike’s Real Estate Show

 

Alicia Hodenfield Interest Rate updates: January 11, 2008 Looking good!!

January 13th, 2008 . by Mike Kelly

Rates as of 1/11/08        Today’s rates quoted are a small sample of current rates – all quoted without points- call me about rates with point(s), different loan products and requirements!  (707) 284-2718

 

Conforming                 fully amortized                        interest only

30 year fixed               5.875%                                    6.125%

 

3/1 ARM                     5.25%                                      5.375%

5/1 ARM                     5.50%                                      5.50%

7/1 ARM                     5.625%                                    5.625%

10/1 ARM                   5.875%                                    5.875%

 

Jumbo                          fully amortized                        interest only               

30 year fixed               6.75%                                      6.875%                                   

3/1 ARM                     6.25%                                      6.375%

5/1 ARM                     6.375%                                    6.375 %          

7/1 ARM                     6.50%                                      6.50%             

10/1 ARM                   6.875%                                    7.00%                         

 

Give me a call for details and other loan options!

 

Here’s the fine print:

Conforming limit is $417,000.00.  Rates assume credit score is 680 or higher, impound account set up and assumes loan to value (LTV) no more than 80%.  Funds to be used for purchase.  Cash out refinances may incur higher rates.  Rates quoted with a 30 day lock.  Subject to qualifying borrowers and properties.  Rates quoted for fully documented loans.  Rates are subject to change.  Rates are quoted WITHOUT points.  Borrowers (and/or sellers) may buy down the rate.  Each application is evaluated on an individual basis.  There may be better suited programs for borrowers the may offer better rates/terms as well as options for non-qualifying borrowers. 

 

Alicia Hodenfield

Investors Trust Mortgage

(707) 284-2718 direct line

alicia@investorstrust.com

www.aliciahodenfield.com

Licensed by California DRE #01104067/Salesperson License #01501465

“I advise you to say your dream is possible and then overcome all inconveniences, ignore all the hassles and take a running leap through the hoop even if it is in flames.” — Les Brown 

Oh by the way, if you know of someone thinking of purchasing or refinancing a home, who would appreciate the kind of service I offer, I’d love to help them.  As these people come to mind, just give me a call with their name and number.  I will be happy to follow up and tend to their real estate financing needs.

 

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