Below find a link to the “Online Monitory” for a typical home at this new Solar Home community in NW Santa Rosa. It demonstrates the power out put of the solar electrical panels mounted on the roofs of this unique home community. Very Interestings!!
Listeners,
On the show we have real estate and loan professionals present their products and the benefits THEY percieve for the consumer. For those seeking more “nuetral” resources I’ve included the information below for your decision making. The first is the tried and true AARP and a specific link to their “Reverse Mortgage” information. Also, I’ve included information taken directly from the San Francisco based Consumer Credit Counseling Services. You can call them at the ”800″ number below. 
This is the AARP web page for Reverse Mortages: www.aarp.org/revmort
Here’s more information on the CCCS of San Francisco
“Today, with more financial obligations and many financial options, money management may seem difficult and confusing at times. We, at Consumer Credit Counseling Service, can help you balance life’s financial demands. We’ve been providing money management information and assistance since 1969.
If you are experiencing money troubles, call us at 800.777.7526 or email us. Whatever your circumstances, we’ll provide you with the objective advice you need to take control of your finances and relieve the stress caused by bill problems.
Whether you need immediate help to pay off debt and avoid bankruptcy or guidance in designing a spending & savings plan or buying a first home, we offer a variety of programs and services that put you in control of your financial future.
Although we are based in San Francisco, we serve consumers nationwide by phone or internet. To meet the growing need for our services, our organization is expanding rapidly.Consumer Credit Counseling Service of San Francisco (CCCS) is a non-profit service and a member of the National Foundation for Credit Counseling (NFCC). We are accredited by the Council on Accreditation of Services for Families and Children, Inc. and are certified by HUD to provide comprehensive housing counseling services.
With over 125 employees, our staff includes BAs, MAs, JDs, MSWs, certified financial planners and certified credit report reviewers.”Here is their contact information and local address here in Santa Rosa.
P: 800-777-7526
T: 800-777-7526
F: 415-788-0739
85 Brookwood Ave., Ste. 14
Santa Rosa, California 95404-
I thought Eric Hoffman of Cal-Fire (707-576-2285)was a great interview on Sunday’s show. He thoroughly covered the hazards we all face by living in a primarily “Rural” county like Sonoma. I visited the www.firesafesonoma.org site and it has a terrific pamphlet on fire control which you can download in pdf format. I reccomend it highly! I’m printing out copies and mailing to many clients who have purchased country property. Another web site is: www.fire.ca.gov which will give you more information for making your property “fire-safe”. The realities of a firefight dictate cruel rules. if your property has not been cleared and provides many “ladders” to fuel, the fire boys will make a hard decision to let your home go and save the others. So be fire safe and check these sites out. Here’s some quick information from their site: Read the rest of this entry »
We are very pleased to have the North Bay Association of Realtors legal counsel on the show. Jeremy Olsan will bring us up to date on disclosure issues and the sticky issue of marketing a property in the foreclosure process Subject covered will be: Why agents don’t give specific advise as to local advisory issues,understanding our Sonoma County local advisory disclosure and other questions which apply to buyers in Sonoma County. Also we’ll cover seller disclosure obligations, easements, and etc. etc. Tune us in this Sunday, 9 to 10am. with special guest: Jeremy L. Olsan of the Law Firm of: Anderson, Zeigler, Disharoon,Gallagher & GrayJeremy L. Olsan of the Law Firm of: Anderson, Zeigler, Disharoon,Gallagher & Gray
Jeremy L. Olsan of the Law Firm of: Anderson, Zeigler, Disharoon,Gallagher & Gray
Loyal listeners,
This week old friend, Harry Coffee of Investor’s Trust Mortgage, will update us on the implosion of the sub-prime loan market and what it might mean to buyers and sellers in our spring market. Much talk and ballyhoo has been heard about the possible effects of the loss of some of the big sub-prime lenders. We will try to sift through the facts and the fiction. Tune us in 9AM, Sunday morning for all the details. Once you hear what we have to say and want to chime in either call us at: 707-636-1350 or toll free: 877-636-1350 OR reply to this post and let us know your feedback or comments. Thanks!
Friends, Here’s a reponse I made to a recent inquiry from a listener who is facing a possible ”Short” sale of his home. This means having way to much loan left at the end of the escrow! My thoughts below are based on the following example: Sales price $595,000, Loan amounts: $580,000 1st, $110,000 2nd–total loans: $690,000! That’s called being “upside-down” in our industry. I didn’t throw in the “pre-payment” penalty. Here are my thoughts which apply to any short sale. I’ve left out specifics for privacy issues: Read the rest of this entry »
Harry Coffee. Investor’s Trust Mortgage, is with us today on the show to explain the new “Home Loan Accelerator” program he is offering. This is a unique program which uses the weight of your entire checking account to knock down the principal amount on a monthly basis thus effecting the amount of interest you’re paying day to day on your loan. The link above gives you a great understanding of this new loan product and Harry can help you realize the implementation of this unique loan pay-off method into your financial picture. Give Harry a Call at:
707-284-2978
Friends and Listeners,
Don’t forget our call-in number: 707-636-1350. No question is out of bounds for us–as long as it’s real estate related!! No advice for the lovelorn (unless you’re real cute!) Are you enjoying this beautiful “destination county” weather of ours? Sonoma County is known as a “destination” all over the world. When I was taking the Certified International Property Specialist designation classes in Paris, France last summer I’d mention Sonoma County and the French would nodd their collective heads approvingly. Now granted, it was a bit chilly out there the past couple of weeks (I had a heater running in my pump house to protect my delicate pipes!) we’ve had two glorious days of “go-by-a-home” weather! Read the rest of this entry »
Our guest today is Bennett Valley specialist Bret Menze (bretmenze@kw.com) 318-9300 Cell or Office: 206-4610.
Bret Specializes in the Bennett Valley area and we will discuss this micro-market in the larger context of the overall real estate marketplace. Brett was one of the charter members of Keller Williams here in Santa Rosa and has been in real estate now for 4 years. He’s gone from a super, blazingly hot market to the current state of affairs. His insights and experience in both is vital to his client’s decision making.
I’ve borrowed this from the American Red Cross Disaster Preparedness pages regarding “Freezing-Conditions”. We’ll have our Oakmont Energy Czar, Keller Williams Realtor, Pete Davis speak on the current situation and a special offer he has for Oakmont or Senior listeners! Pete’s contact information: 707-479-2310 or 206-4704 or PeterDavis@kw.com
Preventing and Thawing Frozen Pipes
What to Do After a Winter Storm
Many people have asked the Red Cross for information and suggestions about how to prevent water pipes in the home from freezing, and how to thaw them if they do freeze. The following information is provided to address those questions.
Why pipe freezing is a problem!
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If you’re listening anywhere in the nation call 877-636-1350—We want to hear from you!”
